Tim Buckley: I seem back again at 2008‒2009, and I try to remember people panicking—investors I respected. Some of them were being having out on March nine, 2009. They couldn’t deal with it any longer, and which is just when the marketplaces took off. No a person experienced predicted that. You generally have to try to remember the marketplaces are ahead-seeking, and you really don’t know when they are going to acquire off—just like you really don’t know when they are going to tumble. So it’s very best to be invested than to check out to time it, simply because it’s near to not possible.
Karin Risi: Which is particularly correct.